How does one conduct a property title search?

A property title search is a vital step when buying a property to ensure that the title is clear and free of any encumbrances. Here are the steps on how to conduct a property title search:

1. Gather necessary information

Start by gathering the property address, owner's name, and legal description. This information is needed to begin the title search process.

2. Visit the County Recorder's Office

Head to the county recorder's office where the property is located. Request to view the property records and title deeds for the specific property you are interested in.

3. Search for ownership history

Review the property records to trace the ownership history of the property. Look for any discrepancies or irregularities in the ownership chain.

4. Check for property liens and encumbrances

Inspect the property records for any existing liens, mortgages, or encumbrances on the property. These can affect the ownership rights and future sale of the property.

5. Verify property ownership details

Verify the current owner of the property and ensure that they have the legal right to sell the property.

6. Seek professional assistance

If you are unsure or unfamiliar with the title search process, consider seeking help from a real estate attorney or a title company to ensure a thorough and accurate search.

By following these steps, you can conduct a property title search effectively and uncover important information about the property's ownership history, liens, encumbrances, and more.